If you have had a few driving related issues, you may find yourself racking up way too many points on your New York driver’s license. If that’s the case, you're also probably well aware of the significantly higher premium you're now paying for your auto insurance. If so, it may be time to consider ways you can get your record in better shape and reduce the points on license.

The NYS Point System for Drivers

The NY DMV has a point system for traffic violations. If you get traffic violations in an 18-month period that total 11 points or more, the state may suspend your driver’s license.  Here are some examples of what point value certain traffic violations can cost you under the NYS Point System for drivers:
  • Speeding 11 to 20 Miles Over the Speed Limit    4 Points
  • Reckless Driving    5 Points
  • Improper Cell Phone Use     5 Points
Having a good driving record when you are licensed through the NYS point system is crucial to not only avoid having your license suspended, but also for affordable insurance rates in New York. Savvy NY drivers should know how to remove points on their license to avoid these issues.

How to Get Points Off Your License in New York 

You can remove points on license in NYS by taking a DMV-approved Point and Insurance Reduction Program (PIRP) course. Attending a NY defensive driving school will not only prevent you from having your license suspended, but will also help you save 10% on your auto insurance premiums in the future. Are you ready to get started? Remove points on license in NYS by enrolling in the best online defensive driving courses that are approved by NY State for traffic school for NY defensive driving course and point/insurance reduction courses. Register here to get started today!