New Jersey Defensive Driving Course

How much can I save on my auto insurance by taking the NJ defensive driving course?

New Jersey insurance companies are required (per New Jersey State rule, N.J.S.A. 17:33B-45.1) to offer insurance premium discounts for drivers who successfully completed an approved course. This applies to all insurance companies writing private passenger policies in New Jersey and earns the defensive driving participant a minimum of five percent discount with many carriers offering up to 10%. Safe drivers are preferred on the road and you will get a certificate to prove it.

Does the insurance discount apply to every vehicle and driver on my policy?

Discounts apply to private passenger automobiles, with only one discount per vehicle. If the policy insures two or more vehicles, the discount applies to the vehicle principally operated by the person who completes the course.

Families can benefit when multiple principal drivers take the course. For example, four family members with four vehicles on the policy can save up to 40 percent.

Is the NJ defensive driving course accepted by all insurance companies?

Yes, our New Jersey Defensive Driving course is trusted and accepted by all insurance companies for a premium discount. We have helped other New Jersey drivers like you save thousands of dollars on their insurance policies with various providers, big and small.

When will my insurance discount be applied?

Insurance discounts are applied after you provide your certificate, usually during your next policy period.

How many points can I remove by taking the New Jersey defensive driving course?

You may remove up to two points from your New Jersey driving record once every five years.

How often can I take the defensive driving course for point reduction?

You are eligible for a point reduction once every five years.

The insurance discount may be awarded once every three years.

How quickly are points removed after I complete the course?

Points are typically removed within a few business days after completion is reported to the NJ MVC.

How can I confirm that my point reduction has gone through?

After completing the course, point removal is processed electronically by the NJ MVC, typically within a few business days. To confirm, check your MVC driving record or contact your insurance agent.

What types of violations can the NJ defensive driving course help with?

The New Jersey defensive driving course helps with point reduction for moving violations (such as speeding or improper passing) and is approved to meet most insurer requirements for safe driver discounts.

However, court-mandated dismissal or special employer requirements may need verification – ask the court or employer if your MVC-approved certificate will be accepted.

How long does the New Jersey defensive driving course take?

Our course is only 6 hours, the shortest course allowed by law in New Jersey.

How many chapters are in the NJ defensive driving course?

We’ve split it into 5 short chapters to make it easy for you. You can take it at your own pace and start and stop as you please.

Is there a final exam in the NJ defensive driving course?

Good news, there’s no final exam. You’ll answer a few quick questions along the way, with unlimited attempts to make passing stress-free.

Can I take the course online from any device?

Yes. The entire course is available online through our website. You can complete it at your own pace from any device.

How is my completion reported to the New Jersey MVC?

Upon completion of your classes, we will notify the New Jersey Motor Vehicle Commission (MVC) electronically and you can print your own certificate within 30 minutes. Keep a copy for your records and/or insurance agent.

How quickly will I receive my completion certificate?

You can download your certificate immediately after finishing the course – typically within 30 minutes.

Do I need to mail anything to the MVC?

No. Reporting is handled electronically.

How much does the NJ defensive driving course cost?

Course fees are displayed clearly during online registration, and there are no hidden charges or surprise costs. Everything needed – including immediate certificate download – is included in the advertised price.

Are there any hidden fees?

No. There are no hidden fees of any kind.

Why is this course better than other NJ defensive driving courses?

So many reasons. We’ve been in business for over 20 years, we have an exceptional customer support team available 7 days a week, and our material is easier and more entertaining than anything else you’ll find. That we guarantee.

What is the New Jersey defensive driving course?

The New Jersey Defensive Driving Course is a driver training program that allows licensed adult drivers in New Jersey to earn an auto insurance discount and reduce points on their driving record.

What does the NJ defensive driving course cover?

The course covers defensive driving strategies, safe driving habits, accident prevention, and New Jersey traffic laws while keeping the experience engaging and easy to follow.

Do I need special software to complete the course?

No. Just a web browser and an internet connection.

Is customer support available if I have questions during the course?

Absolutely. Phone, chat, and email support are open seven days a week. You can even text us. You’ll find all our contact information at the bottom of this page.

What internet speed or device do I need for a smooth experience?

Any modern browser and a stable internet connection—Wi-Fi or cellular—is sufficient.

What should I do if I forget my login details?

Use “Forgot Password” on the login page or contact support; your progress is safely stored.

How can I contact support if I get stuck?

Click live chat in the course, email support@myimprov.com, or call the toll-free number on your dashboard for immediate assistance.