How is my completion reported to the NJ MVC and insurance company?
Upon completion of your course, we will notify the New Jersey Motor Vehicle Commission (MVC) electronically. You can also print your certificate within 30 minutes and keep a copy for your records or provide it to your insurance agent.
How quickly are points removed and discounts applied after course completion?
Points are typically removed within a few business days after your completion is reported to the NJ MVC. Insurance discounts are applied after you provide your certificate to your insurer, usually during your next policy period.
How can I verify that my points have been removed or my insurance discount has been applied?
After completing the course, point removal is processed electronically by the NJ MVC, typically within a few business days. Insurance discounts are applied once the certificate is provided to your insurer, usually at the next policy renewal. You can check your MVC driving record or contact your insurance agent to confirm.
Does the NJ Defensive Driving discount apply to all vehicles and drivers on my policy?
Discounts apply to private passenger automobiles, with only one discount per vehicle. If a policy covers two or more vehicles, the discount applies to the vehicle principally operated by the person who completes the course. If you have multiple drivers and vehicles in your household, it may benefit each eligible principal driver to complete the course.
How much does the NJ Defensive Driving Course cost, and are there any hidden fees?
Course fees are displayed clearly during online registration, with no hidden charges or surprise costs. Everything included with the course is shown before checkout.
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