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We are approved by Delaware Insurance Commissioner and Delaware DMV to offer state-wide basic defensive driving courses for insurance and driving record point reduction.
If you are taking an insurance reduction course for the first time you will be required to take the 6 hour Basic course. You will receive a 10% discount for 3 years on your Liability and Personal Injury Protection portion of your auto insurance plus a 3 point driving record DMV credit. Take a 3 hour Refresher course 3 years after taking the basic course and/or a previous refresher course and receive a 15% discount for three years plus a renewal of the 3 point driving record DMV credit. If it has been more than 3 years since your previous course but less than 5 years, you are still eligible for the Refresher course.
Make a copy of your certificate of completion and give the copy to your insurance agent/company. The discount will then be applied for 3 years. Save your original copy for future reference.
We will notify the Delaware DMV of your successful course completion and the 3-point credit will be applied to your DE driving record within 2 weeks following your course completion date. If you live in Delaware but your driver's license is from a state other than Delaware, you can still receive the insurance discount but you will not receive the 3 point credit.
