Getting a speeding ticket in California is more than just frustrating—it’s expensive. That “$35” base fine on your citation is just the beginning. Once mandatory court fees and penalty assessments are added, even a minor ticket can cost you a few hundred dollars. Factor in insurance premium hikes, and a single speeding ticket may set you back thousands of dollars over three years.

This guide breaks down exact ticket costs by MPH over the limit, explains points on your license, and shows how traffic schoolcan help you protect your record and your wallet.

California Speeding Ticket Cost Calculator

Drivers often search for a speeding ticket calculator to see the real numbers. Here’s an estimate of what you’ll pay in 2025, based on California’s uniform bail schedule and typical court fees:

California Speeding Ticket Cost Estimates
Speed Over Limit Base Fine Estimated Total (with fees)
1–15 mph $35 ~$234 total
16–25 mph $70 ~$363 total
26+ mph $100 ~$486 total
100+ mph Up to $500 ~$900+ (first offense)

These totals do not include insurance hikes, which are often the most expensive part of a ticket.

Why California Speeding Tickets Are So Expensive

Portrait of a thoughtful woman with black dreadlocks who keeps her index finger on cheek, considers something, has a pensive expression, wearing white shirt. Indoor studio shot isolated on blue background.

California attaches multiple penalty assessments and surcharges to every traffic fine. A simple $35 base fine quickly multiplies once you add:

  • State penalty assessment ($10 per $10 of base fine)
  • County penalty assessment ($7 per $10)
  • Court construction assessment ($5 per $10)
  • Emergency medical services ($2 per $10)
  • DNA identification fund ($4 per $10)
  • State surcharge (20%)
  • Fixed fees ($40 court operations, $35 conviction assessment)

These multipliers explain why a “$35 fine” can end up over $230 after fees.

Special Circumstances That Raise Ticket Costs

  • Construction zones: Base fines are doubled when workers are present.
  • School zones: Higher penalties to protect pedestrians.
  • Excessive speed (100+ mph): Base fine up to $500, 2 license points, and possible license suspension on a first offense. See California Vehicle Code §22348(b).
  • Repeat 100+ mph offenses (within 3 years): Higher fines and longer suspensions.

Points on Your License

The DMV assigns points for moving violations. Standard speeding is typically 1 point (stays on record for 3 years). Speeding over 100 mph is 2 points.

Too many points can trigger suspension: 4 points in 12 months, 6 in 24 months, or 8 in 36 months. Learn more at the California Courts Self-Help (Traffic).

Insurance Premium Increases

The hidden cost is often your insurance. A single ticket can raise premiums for around three years unless the citation is masked by traffic school eligibility. Check with your insurer for specifics.

How Much Is a Speeding Ticket in Los Angeles?

Base fines are the same statewide, but county add-ons differ. In Los Angeles County, a 16–25 mph ticket commonly reaches $350–$400+ after fees. With insurance impacts, the true cost can run into the thousands.

Your Options After a Speeding Ticket

The blind lady of Justice holds up the scales.

  1. Pay the fine (plead guilty): Fastest, but the conviction and point usually appear on your record; insurance may increase.
  2. Traffic school (mask the ticket): Pay the fine plus an admin fee, complete a DMV-approved course, and the point is kept from insurers. Typical eligibility: valid license, minor moving violation, and no traffic school in the past 18 months.
  3. Fight the ticket: Plead not guilty and contest (e.g., trial by written declaration or in-person hearing). If dismissed, no fine or points; if not, expect the original penalties.

California Speeding Ticket FAQs

How much is a ticket for going 20 mph over?

About $363 including typical fees (county variations apply).

Can I get a ticket for just 5 mph over?

Yes. Legally, even 1 mph over the posted limit is an infraction in California.

How long does a speeding ticket affect insurance?

Typically up to 3 years unless masked by traffic school eligibility and completion.

What happens if I ignore my ticket?

Failure to address a citation can lead to added fees, collections, and possible license or registration suspension.

How long will a speeding violation stay on my DMV record?

Most speeding convictions stay on file for 3 years. Serious (2-point) violations can remain for up to 10 years.

What happens if I do not appear or pay?

You may face increased fines, a $100 civil assessment, a warrant, suspension of your license or vehicle registration, and possibly collections.

Does signing the ticket mean I am guilty?

No. Signing a “Notice to Appear” is a promise to appear in court or pay the fine. It is not an admission of guilt.

Can traffic school prevent points from affecting my insurance?

Yes. If approved and you are eligible (once per 18 months), traffic school may mask points from your insurer. The ticket still appears on your DMV record.

Are fines higher in work zones or double-fine zones?

Yes. In marked work or enhanced safety zones, speeding fines are doubled and totals can exceed $1,000.

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Want to keep points off your record? See if you’re eligible for California Traffic School and complete it 100% online.