General Questions

Point and Insurance Reduction Defensive Driving Course

THE ONLY COMEDIC ONLINE COURSE APROVED BY MOTOR VEHICLES COMMISSION UNDER N.J.S.A. 17:33B-45, N.J.S.A. 39:5-30.9 and N.J.A.C. 11:3-24.3

About the Course

How long is the course?

The course is written by Hollywood writers and illustrators, consisting of 10 Fun n' Easy Modules; each module is completed at your own pace in as little as 5-minute increments. The state of New Jersey requires that we time the course to a minimum of 360 minutes of instruction. We estimate that each module takes about 20-30 minutes to complete plus the time for the final quiz. There are no maximum time restrictions and you proceed at your own pace in as little as 5 minute increments.

Yes, once you complete the course we will notify the Motor Vehicles Commission to remove two points from your driving record. At the same time, you can submit a copy of the completion certificate to your insurance company and your discount will be reflected with next renewal.

Department of Insurance Bulletin No. 96-07, anyone who presents a Course Completion Certificate to their auto insurance carrier upon renewal of their policy is eligible for a minimum five percent (5%) premium discount on the base rate for bodily injury, property damage, personal injury protection and collision coverage for the vehicle principally operated by the person who has successfully completed the course. Check with your insurance carrier as many carriers offer discounts for up to 10% over a 3 year period.

Unless you were ordered by the court and/or another referring agency that gave you a specific due date, there is no time limit to complete the course. However if you are taking the course for Insurance Reduction we strongly encourage you to complete the course prior to your next renewal date in order to receive a discount after the next renewal. Please note that while we report daily, it may take up to few weeks for the Motor Vehicle Commission to remove points from your record.

You still benefit from the insurance reduction.

The insurance discount is issued per driver; to receive a maximum discount each driver on your policy should take the course.

THE ONLY COMEDIC ONLINE COURSE APROVED BY MOTOR VEHICLES COMMISSION UNDER N.J.S.A. 17:33B-45, N.J.S.A. 39:5-30.9 and N.J.A.C. 11:3-24.3 ? Ticket Dismissal - Two points will be removed from the accumulated points currently on your driver license (N.J.S.A. 39:5-30.9). ? Insurance Reduction - You will qualify for an insurance rate of a 5-10% over 3 years. Contact your insurer for more information. ? Court Ordered Defensive Driving/Traffic School Attendance.

Are you smarter than a 5th Grader? The course is designed for a 5th Grade comprehension level. Our goal is to provide you with a fun, simple and effective course that is very easy to complete.
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